PRIVACY POLICY
–
IMPORTANT
— PLEASE READ
LAST
UPDATED: January
1, 2010
This
Privacy Policy
(“Privacy
Policy”) describes the commitment to your privacy on the part
of
IncomeTimeFreedom.com (referred to collectively as
“IncomeTimeFreedom.com,” “we”
and
“us”).
PERSONS OR
PARTIES
COVERED
This
Privacy Policy
applies to all
visitors to IncomeTimeFreedom.com website (the
“Website”), all subscribers to
IncomeTimeFreedom.com
sponsored lists and/or newsletters (whether paid or unpaid), all
members and/or affiliates of memberships or membership sites sponsored
by or owned by IncomeTimeFreedom.com (whether paid or unpaid), all
affiliates of any site sponsored or owned by IncomeTimeFreedom.com
(whether paid or unpaid), and all customers that purchase products
and/or services via the Website or otherwise from
IncomeTimeFreedom.com. Persons who visit or view the Website,
whether intentionally or unintentionally, whether solicited or
unsolicited, are referred to herein as “Visitors”
and are
subject to this Privacy Policy. Subscribers to
IncomeTimeFreedom.com-sponsored lists and/or newsletters are referred
to herein as “Subscribers” and are subject to the
Privacy
Policy. Persons who join an organization or marketing endeavor (e.g.
“affiliates”) promoted by and through the Website,
or
otherwise by IncomeTimeFreedom.com are referred to herein as
“Members” and are subject to this Privacy
Policy.
Individuals that order, attempt to order or receive products and/or
services that are sold, advertised on or delivered from the Website, or
otherwise by IncomeTimeFreedom.com, even at no cost, are referred to
herein as “Customers” and are subject to this
Privacy
Policy.
MINORS
We do not
knowingly
collect
information from individuals under eighteen (18) years of age, or
persons who are otherwise covered by the provisions of the
Children’s Online Privacy Protection Act of 1998, as amended
(“COPPA”). No information should be
submitted to, or
posted at, the Website by individuals under eighteen (18) years of
age. We encourage parents and guardians to spend time online
with
their children and to participate and monitor the interactive
activities of their children.
VIEWING,
USE AND/OR
COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF THE TERMS OF THIS PRIVACY
POLICY
Acceptance
of the
terms of this
Privacy Policy is a portion of the consideration required for your
right to visit the Website. If you do not accept the terms of
this Privacy Policy in their entirety, you have no right to visit the
Website.
ABOUT THE
PERSONAL
INFORMATION IncomeTimeFreedom.com COLLECTS AND HOW IT IS USED
IncomeTimeFreedom.com routinely
collects information about Visitors, Subscribers, Members and
Customers. This information is obtained in various ways, such
as:
VISITOR,
SUBSCRIBER,
MEMBER OR CUSTOMER INFORMATION OBTAINED FROM REGISTRATION
For
purposes of this
Privacy
Policy, “Registration” means that the Visitor,
Subscriber,
Member or Customer, as applicable, takes active, positive steps to
communicate information to IncomeTimeFreedom.com. This can
include, without limitation, where the individual: (a) registers for a
newsletter or subscribe to a mailing list; (b) participates in Visitor
surveys; (c) participates in promotions, contests and/or sweepstakes
offered by IncomeTimeFreedom.com; (d) requests information from
IncomeTimeFreedom.com via an online form, email, mail or courier; (e)
joins, or attempts to join, an affiliate program or other membership
organization sponsored by IncomeTimeFreedom.com; and/or (f) orders a
product through the Website or otherwise from IncomeTimeFreedom.com.
The
information that
you must
supply in connection with Registration (as further described below) may
include, without limitation, some or all of the following: (i) your
full name; (ii) company name; (iii) e-mail address; (iv) mailing
address (and billing address if different); (v) home telephone number;
(vi) work telephone number; (vii) telecopier number; (viii) credit card
information; and/or (ix) any other information requested on the
applicable Registration form.
VISITOR
EMAIL INQUIRIES
Website
Visitors that
wish to
communicate with IncomeTimeFreedom.com do so under the following
conditions: (a) they give their permission to be contacted by
IncomeTimeFreedom.com; and (b) they are subject to any
’submission’ provisions contained in the
IncomeTimeFreedom.com Terms of Use,
IncomeTimeFreedom.com Purchase
Agreement and/or this Privacy Policy. The email address that
you
use in connection with your inquiry shall be added to the
IncomeTimeFreedom.com database.
CUSTOMER
EMAIL OR
TESTIMONIALS
If you are
a Customer
and you send
an email to IncomeTimeFreedom.com or if you communicate with
IncomeTimeFreedom.com by phone or U.S. mail, IncomeTimeFreedom.com
shall collect information about your communication and by communicating
with IncomeTimeFreedom.com, you give your permission for
IncomeTimeFreedom.com to collect, archive, retrieve and otherwise use
any information collected as IncomeTimeFreedom.com sees fit.
Any
communication
which, in its
sole discretion, IncomeTimeFreedom.com deems to be a testimonial, may
be publicized for commercial purposes.
INFORMATION
OBTAINED
FROM VOLUNTARY VISITOR, SUBSCRIBER, MEMBER OR CUSTOMER SURVEYS
Unless
otherwise
specified in the
survey, you must assume that any information provided to
IncomeTimeFreedom.com as part of a survey in which you participate may
be used as set forth herein below.
INFORMATION
OBTAINED
FROM ELECTRONIC MEANS AND COOKIES
We may
collect certain
non-personally identifiable information about you when you visit many
of the sections of the Website. This non-personally
identifiable
information includes, without limitation, the type of browser that you
use (e.g., Netscape, Internet Explorer), your IP address, the type of
operating system that you use (e.g., Windows or Mac OS) and the domain
name of your Internet service provider (e.g., America Online,
Earthlink). We use the non-personally identifiable information that we
collect to
improve
the design and
content of
the Website and to enable us to personalize your Internet experience.
We also may use this information in the aggregate to analyze Website
usage, as well as to offer you products and services. We also reserve
the right to use aggregate or group data about our Visitors for any and
all lawful purposes. Aggregate or group data is data that describes the
demographics, usage and/or characteristics of our visitors as a group.
By visiting and/or supplying your personal information at the Website,
you agree to allow us to provide such aggregate data to third parties.
“Cookies”
is web jargon
for bits of computer code placed on your hard drive. The
Website
uses cookies to keep you ‘logged in,’ to keep track
of
search criteria, to monitor use, to password protect use of the Website
and/or to track use of products and/or services sold by and through the
Website. Even in the case where a Visitor rejects a cookie,
they
may still use our Website. The only drawback to this is that
the
Visitor may be limited in what he/she can access in some areas on our
Website. Cookies can also be used to obtain information about
your computer configuration or your use of your computer. To
find
out more about cookies, including how to disable and/or remove cookies,
please visit www.cookiecentral.com.
HOW YOUR
INFORMATION
MAY BE USED
The
personal
information that you
submit to us remains your property, but by submitting such information
to us you grant us the right, subject to applicable state and federal
law, to use the personal information (other than credit card
information) for marketing purposes. Without limiting the
generality of the foregoing, we reserve the right to share, sell, rent,
lease and/or otherwise distribute any and all personal information
with/to any third-party for any and all uses permitted by this Privacy
Policy and applicable law. These third parties may include, but shall
not be limited to: (a) providers of direct marketing services and
applications, including
lookup and
reference,
data
enhancement, suppression and validation; (b) e-mail marketers; (c)
telemarketers (where permitted by applicable law); (d) SMS text-based
marketers (where permitted by applicable law); and (e) direct
marketers. We may also use your personal information for any
promotion-related purpose, and/or marketing and survey purpose, on our
own behalf and on behalf of our affiliates and subsidiaries. We may
disclose personal information to third-party agents and independent
contractors that help us create and/or operate any promotions, surveys
or other offerings. You agree that we may contact you at any time with
updates and/or any other information that we may deem appropriate for
you to receive in connection with your continued use of the Website and
any and all offerings made available therein, or otherwise by
IncomeTimeFreedom.com.
We are
able to offer
our products
and services to you, in part, based on your willingness to be reached
by our third-party advertisers. Your personal information
(other
than credit card information) will be shared with advertisers on an
aggregate and non-aggregate basis. We also use contact
information from your personal information to send you information
about us, our products and services and to contact you about your
billing account status. Please keep in mind,
though, that
we do not control, and are not responsible for, the practices of our
third-party advertisers. If you wish to stop receiving future
communications from us and/or third party advertisers, or if you wish
to prevent the transfer and/or sale of your personal information to
third parties (subject to restrictions contained in applicable state
and federal law), please see the Opt-Out/Unsubscribe section below.
You agree
that by
submitting your
personal information to IncomeTimeFreedom.com, you agree to receive
e-mail marketing from IncomeTimeFreedom.com and our third-party
advertisers. In addition, you agree that such act constitutes
a
purchase, an inquiry and/or an application for purposes of the Amended
Telemarketing Sales Rule, 16 CFR §310 et seq. (the
“ATSR”). With respect to the ATSR, and
notwithstanding that
your telephone number may be listed on the Federal Trade
Commission’s Do-Not-Call List, we retain
the right
to contact
you via telemarketing in accordance with the terms of the ATSR.
In
addition, by
submitting your
personal information to IncomeTimeFreedom.com, you agree to receive
mobile marketing including, but not limited to, text-message based
marketing, from us and our third party advertisers and marketers
(where, and to the extent that, such marketing is permitted by
applicable law). As such, notwithstanding that your mobile
telephone number may be listed on state and/or federal Do-Not-Call
registries, we retain the right to contact you via text-message based
marketing in accordance with applicable state and federal
law.
Further, you agree that we reserve the right to share, sell, rent,
lease and/or otherwise distribute your mobile telephone and other
mobile data with/to any third-party for any and all non-marketing uses
permitted by this Privacy Policy and applicable law.
We reserve
the right
to release
current or past personal information: (a) in the event that we believe
that the Website, and any products, services or other offerings is/are
being or has/have been used in violation of this Privacy Policy, the
IncomeTimeFreedom.com Terms of Use, IncomeTimeFreedom.com Purchase
Agreement, or to commit unlawful acts; (b) if the information is
subpoenaed; or (c) if any entity comprising IncomeTimeFreedom.com is
sold or acquired. Moreover, you hereby consent to the
disclosure
of any record or communication to any third-party when we, in our sole
discretion, determine the disclosure to be appropriate including,
without limitation, sharing your e-mail address with other
third-parties for suppression purposes in compliance with the CAN-SPAM
Act of 2003, as amended from time to time. Visitors should also be
aware that courts of equity, such as U.S. Bankruptcy Courts, might have
the authority under certain circumstances to permit personally
identifiable information to be shared or transferred to third parties
without permission.
We may
also supplement
the
information we collect with information from other sources to assist us
in evaluating and improving the Website, our products and/or services,
and to determine your preferences so that we can tailor the Website and
our products and/or services to your needs.
CREDIT
CARD INFORMATION
Notwithstanding
the
foregoing, we
will not use your credit card information for any marketing purposes,
or transfer same to any third party, other than as set forth in this
paragraph. IncomeTimeFreedom.com may: (a) transfer
your
credit card information to third party sellers where necessary to
effectuate the purchase of products and/or services that you requested
on the Website or otherwise from IncomeTimeFreedom.com; (b) disclose
your credit card information pursuant to a court order, litigation
and/or fraud investigation; and (c) share with third parties the fact
that we have credit card information on file for specific individuals.
INFORMATION
OBTAINED
FROM VISITOR INTERACTION WITH BANNERS, POPUPS OR WEBSITE ADVERTISERS
The
Website may
contain third party
provided banners, pop-ups, hyperlinked advertising and links to other
third-party owned and/or operated websites. IncomeTimeFreedom.com is
not responsible for the privacy practices associated with such third
party advertisers and/or websites. In some cases, you may be
required to provide certain information to register or complete a
transaction via such advertisers and/or at such websites. These
third-party websites and advertisers have separate privacy and data
collection practices and IncomeTimeFreedom.com has no responsibility or
liability relating to them. We do not endorse, nor are we
responsible for the accuracy of, the privacy policies and/or terms and
conditions of such advertisers and/or websites. These third
party
entities are independent third parties and are not affiliated with us.
OPT-OUT/UNSUBSCRIBE
When you
submit
personally
identifiable information to us at the Website, you have opted-in to the
sharing of your personal information with third parties to receive
marketing communications. When contacted by any of these
companies or third parties, you should notify them directly of your
choices regarding their use and sharing of your information.
To
opt-out of having your information shared with third parties, please
contact us at www.TellmanSupport.com. To stop receiving
future
e-mail communications from IncomeTimeFreedom.com, please contact us at
www.TellmanSupport.com. IncomeTimeFreedom.com may maintain
separate e-mail lists for different purposes. If e-mail
recipients wish to end their e-mail subscription from a particular
list, they need to follow the instructions at the end of each e-mail
message to unsubscribe from the particular list. To
unsubscribe
from all IncomeTimeFreedom.com e-mail lists, please contact us.
DATA
SECURITY
All
collected
information is stored
in a technically and physically secure environment. When our
registration/application process asks users to enter sensitive
information (such as credit card number), and when we store and
transmit such sensitive information, it is encrypted and protected with
SSL encryption software. While we use SSL encryption to
protect
sensitive information online, we also do everything in our power to
protect sensitive information and other personal information
off-line. Unfortunately, no data transmission over the
Internet,
or otherwise, can be guaranteed to be 100% secure. As a
result,
while we strive to protect your sensitive information and other
personal information, we cannot ensure or warrant the security of any
information that you transmit to us, and you do so at your own risk.
Once we
receive your
transmission,
we make reasonable efforts to ensure its security on our systems.
Access to this personal information is strictly limited, and not
accessible to the public. All of our users’
personal
information, not just sensitive information, is restricted in our
offices. Only employees who need the information to perform a specific
job are granted access to personal information. Our employees
are
dedicated to ensuring the security and privacy of all
IncomeTimeFreedom.com user personal information. Employees not adhering
to our written firm policies are subject to disciplinary
action.
In compliance with applicable federal and
state
laws, we shall
notify you and
any applicable regulatory agencies in the event that we learn of an
information security breach with respect to your personal
information. You will be notified via e-mail in the event of
such
a breach. Please be advised that notice may be delayed in
order
to address the needs of law enforcement, determine the scope of network
damage, and to engage in remedial measures.
CONTACT US
If you
have any
questions regarding
this Privacy Policy, or would like more information on our privacy
practices, please contact us at:
IncomeTimeFreedom.com
3209
Palladian Drive
Hope Island
Queensland
4212
Australia
REVISIONS
TO THIS
PRIVACY POLICY WITHOUT NOTICE
We reserve
the right,
in our sole
discretion, to change, modify, add and/or remove portions of this
Privacy Policy at any time. All Privacy Policy changes will
take
effect immediately upon their posting on the Website. Please check the
Website periodically for any changes. Your continued use of
the
Website and/or acceptance of our e-mail communications following the
posting of changes to this Privacy Policy will constitute your
acceptance of any and all changes.
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